Sanjay Sakhrani, a card sector specialist at KBW, observes, "They aim to establish a comprehensive network. Ultimately, their goal is to transition from merely possessing a card to engaging in an immersive encounter." For certain participants in the issuers' network of commercial affiliates, collaborations with credit providers result in significant revenue. Orenbuch highlights that Delta Air Lines alone has received up to $10 billion from American Express in recent years for allocating flight seats to rewards patrons.
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